- A minimum balance of $5.00 – along with a one-time entry fee of $5.00 – is needed to open a share/savings account.
- No monthly maintenance fees.
- Interest (dividends) earned on balances of $100 or more.
- Regular Share/Savings account entitles member to use of the credit union’s full line of products and services.
"Premier" Share Draft/Checking Account
Do you have a Direct Deposit coming to the credit union? Then Premier Checking may be right for you.
- No Minimum Monthly Balance Requirements
- Free Unlimited Transactions
- Free VISA Debit Card
- Free Transactions at Tri-Lakes ATMs
- Free Online Banking
- Free First Box of Checks
- Free Automated Telephone Access
- Free Transactions at Branch Offices
- Free Person-to-Person Phone Transactions
- Free Travelers Cheques
- Free Money Orders
- Free Monthly Statements
- Order Checks On Line
- Overdraft Protection Available - click here for details
- Overdraft Line of Credit Loan available -
click here for details
"Choice" Share Draft/Checking Account
You’re looking for a basic checking account with unlimited transactions and no minimum balance requirements
- No Minimum Balance Requirements
- Monthly Service Fees Only $1.00
- Free Unlimited Transactions
- VISA Debit Card -$1.00 per Month
- Free Transactions at Tri-Lakes ATMs
- Free Online Banking
- Free Automated Telephone Access
- Free Transactions at Branch Offices
- Free Person-to-Person Phone Transactions
- Travelers Cheques—$1.00 per $100
- Money Orders—only $2.00 each
- Free Monthly Statements
- Order Checks On Line
- Overdraft Protection Available - click here for details
- Overdraft Line of Credit Loan available - click here for details
- No Minimum Balance Requirements
- No Monthly Service Fee
- Free Unlimited Transactions
- Free VISA Debit Card
- Free Transactions at Tri-Lakes ATMs
- Free Online Banking
- Free Automated Telephone Access
- Free Transactions at Branch Offices
- Free Person-to-Person Phone Transactions
- Free Travelers Cheques
- Free Money Orders
- Free Monthly Statements
- Order Checks On Line
- Overdraft Protection Available - click here for details
- Overdraft Line of Credit Loan available -
click here for details
Business Share Draft/Checking Account
- No minimum balance requirements.
- Unlimited Checking
- Coin and Cash access for change
- Monthly statements
- NCUA Insured - security of funds
- No per check charges
- No fee deposit corrections
Money Market Accounts
Features:
- No monthly service or maintenance fees
- Tiered Rate Structure
- Unlimited withdrawals when made in person or at an ATM
- 3 checks/month may be written on account
- 3 automatic payments allowed per month
- Monthly statements
- NCUA Insured - security of funds
- On-line Banking (Home CU) available
- Automated Response Telephone System (ART) available to move money
Benefits:
- Low minimum balance for investing
- Earns competitive interest rates
- Although it is an investment account, funds are easily accessible
- Security of funds
Requirements:
- $2500.00 minimum deposit
- Deposits are subject to Regulation D
Fees:
- No interest earned when balance falls below $2500.00
- $25.00 per check if over 3 checks per month
- $10.00 for each returned deposited/cashed item
- NSF fees will apply
- Kids 12 and under are eligible for our Kiddie Cash-ew Accounts, which provide a fun and easy way for them to start learning the importance of saving money. The only requirement for opening a Cash-ew account is a $5.00 minimum balance – there is no entry fee.
- For the duration of the Kiddie Cash-ew account, the child will earn interest (dividends), regardless of the balance. Once the child turns 13, the account becomes a regular shares/savings account and will earn dividends only on a balance of $100 or more.
- Cash-ew Account holders receive a specially
designed newsletter, two times per year.
