Portfolio Category: Personal Finance & Safety

How we spend our money

How much money is enough to live comfortably these days?  According to Cheat Sheet,  If you’re like most Americans, the answer is simply “more”. New data from the Social Security Administration (SSA) reveals Americans made more money than the prior year, but the majority of the country is still below average on the pay scale.…
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Fraud Liability-Credit vs Debit

Fraud Liability – Credit Card vs Debit Card While credit cards and debit cards look virtually the same, there are some significant differences when determining liability for fraudulent transactions. Criminals are stealing card data at an alarming rate. This information can be obtained in many ways, from skimming devices, data breaches, hacking, or that unsuspecting…
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Debt Settlement vs Credit Counseling

Credit Counseling vs Debt Settlement If you have ever thought about turning to one of these companies for help getting your debt under control, do your homework first. Both companies offer services to help if you are having trouble making payments on your debts, but these services differ in a number of ways. Credit Counseling…
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EMV Chip Card

EMV Chip Card 411 What is an EMV “Chip” Card? Chip cards are payment cards that now have an embedded microchip in them. Chip cards offer advanced security when you use them for in store purchases or at an ATM machine. Chip cards are based on a global card payment standard called EMV. EMV stands…
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