Portfolio Category: Personal Finance & Safety

EMV Chip Card

IMPORTANT NOTICE TO MEMBERS!!!! Beginning in January 2018 Tri-Lakes Federal Credit Union will be replacing our current Debit Cards with the new EMV Chip card.  Members will start receiving their new cards in January.  Reissue will depend on the MONTH that your current card expires.  If you card expires in April 2019, you will receive your…
Read more

How we spend our money

How much money is enough to live comfortably these days?  According to Cheat Sheet,  If you’re like most Americans, the answer is simply “more”. New data from the Social Security Administration (SSA) reveals Americans made more money than the prior year, but the majority of the country is still below average on the pay scale.…
Read more

Fraud Liability-Credit vs Debit

Fraud Liability – Credit Card vs Debit Card While credit cards and debit cards look virtually the same, there are some significant differences when determining liability for fraudulent transactions. Criminals are stealing card data at an alarming rate. This information can be obtained in many ways, from skimming devices, data breaches, hacking, or that unsuspecting…
Read more

Debt Settlement vs Credit Counseling

Credit Counseling vs Debt Settlement If you have ever thought about turning to one of these companies for help getting your debt under control, do your homework first. Both companies offer services to help if you are having trouble making payments on your debts, but these services differ in a number of ways. Credit Counseling…
Read more