Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. Credit unions are economic democracy. Each credit union member has equal ownership and one vote -- regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner. Each credit union is governed by a board of directors, elected by and from the credit union's membership. Board members serve voluntarily.
All Decisions are Made Locally
The members we service everyday with car loans, mortgages, home equity loans, credit cards or other lending products are actually shareholders of this company. All lending decisions are made right here in our main office by someone you know and trust. Our kids may go to school together or play on the same sports team. We are out there in the community with the members that we serve. When you put your trust in Tri-Lakes FCU you are investing in your future. We will do our best to make your experience as easy as possible.