Have a chance to try out a product for free? What have you got to lose? It could be a lot! If you are interested in a certain product or service, try before you buy might seem like the way to go. But, what starts as a "free" trial or for a very low cost…
IMPORTANT NOTICE TO MEMBERS!!!! Beginning in January 2018 Tri-Lakes Federal Credit Union will be replacing our current Debit Cards with the new EMV Chip card. Members will start receiving their new cards in January. Reissue will depend on the MONTH that your current card expires. If you card expires in April 2019, you will receive your…
How much money is enough to live comfortably these days? According to Cheat Sheet, If you’re like most Americans, the answer is simply “more”. New data from the Social Security Administration (SSA) reveals Americans made more money than the prior year, but the majority of the country is still below average on the pay scale.…
Fraud Liability – Credit Card vs Debit Card While credit cards and debit cards look virtually the same, there are some significant differences when determining liability for fraudulent transactions. Criminals are stealing card data at an alarming rate. This information can be obtained in many ways, from skimming devices, data breaches, hacking, or that unsuspecting…
Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. Credit unions are economic democracy. Each credit union member has equal ownership and one vote -- regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner. Each credit union is governed by a board of directors, elected by and from the credit union's membership. Board members serve voluntarily.
All Decisions are Made Locally
The members we service everyday with car loans, mortgages, home equity loans, credit cards or other lending products are actually shareholders of this company. All lending decisions are made right here in our main office by someone you know and trust. Our kids may go to school together or play on the same sports team. We are out there in the community with the members that we serve. When you put your trust in Tri-Lakes FCU you are investing in your future. We will do our best to make your experience as easy as possible.