Credit Counseling vs Debt Settlement If you have ever thought about turning to one of these companies for help getting your debt under control, do your homework first. Both companies offer services to help if you are having trouble making payments on your debts, but these services differ in a number of ways. Credit Counseling…
EMV Chip Card 411 What is an EMV “Chip” Card? Chip cards are payment cards that now have an embedded microchip in them. Chip cards offer advanced security when you use them for in store purchases or at an ATM machine. Chip cards are based on a global card payment standard called EMV. EMV stands…
What's the difference between Cash, Credit or Debit? Summer is upon us (finally!) While you are lazing away the day at the beach or the lake the last thing you want to think about is how you’re going to pay for that precious time. Before you head out take a few minutes to review your…
Data Breaches: What You Need To Know With so many data breaches in the news, you want you to know that Tri-Lakes Federal Credit Union is ready to help if your personal or financial data is ever compromised. We take service to our members seriously and will do everything we can to ensure that action…
Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. Credit unions are economic democracy. Each credit union member has equal ownership and one vote -- regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner. Each credit union is governed by a board of directors, elected by and from the credit union's membership. Board members serve voluntarily.
All Decisions are Made Locally
The members we service everyday with car loans, mortgages, home equity loans, credit cards or other lending products are actually shareholders of this company. All lending decisions are made right here in our main office by someone you know and trust. Our kids may go to school together or play on the same sports team. We are out there in the community with the members that we serve. When you put your trust in Tri-Lakes FCU you are investing in your future. We will do our best to make your experience as easy as possible.